Programs and Services

Elder Protection Services offers free crisis intervention, case management, legal support, and safe housing for seniors and individuals with disabilities in Southern Arizona facing abuse or neglect, helping them regain safety, stability, and access to essential resources.

A.R.C.’s program prevents elder homelessness by connecting seniors to safe housing, care services, and financial support. Its helpline and advocacy empower elders to secure long-term stability and protection.

A reverse mortgage lets homeowners 62+ convert home equity into tax-free income and remain in their home, with repayment deferred for life as long as they remain in their residence.

HUD-Certified Rental Counselors help renters find affordable housing, understand tenant rights, manage budgets, and access assistance programs to maintain stable housing and plan for future homeownership.

A.R.C.'s Homebuyer Readiness Program helps individuals become mortgage-ready and build wealth through credit counseling, budgeting, and access to down payment assistance.

Foreclosure prevention counseling helps individuals facing financial hardship avoid losing their homes through budgeting, debt management, and support from HUD-certified housing counselors.

Refinancing your home involves applying for a new loan to replace your current mortgage, potentially lowering payments and avoid foreclosure. Working with a housing counselor streamlines this process for best results.

Loan modification helps homeowners facing financial hardship stay in their primary residence by working a housing counselor who works with their lender to adjust loan terms without refinancing.

A reverse mortgage lets homeowners 62+ convert home equity into tax-free income while staying in their home, with repayment deferred until they move or pass away.