During the pandemic, HUD shifted focus to working with renters in addition to homeowners to help them keep their housing.
HUD-Certified Housing Counselors can help you:
- Find an affordable unit
- Learn about tenant rights and fair housing practices
- Learn about household budgeting and good rental practices
- Connect with community resources
HUD-Certified Housing Counselors can work with you to create a budget, help you determine what rent you can afford, help you find a unit that fits your needs, and establish eligibility for assistance.
Counselors can work with their clients to develop household budgets, determine what they can afford to pay for rent, establish eligibility for assistance, apply for rental assistance, and identify an appropriate unit. Counselors can also help renters develop and maintain financial literacy through counseling on budgeting, credit, and financial management. Housing counselors may also educate clients on good rental practices such as obtaining rental insurance, maintaining a healthy home, and preparing for future homeownership.
Using a Housing Counselor before the Purchase
Housing counselors can help aspiring homebuyers save money by helping to identify and qualify for a variety of down payment assistance programs. Our counselors will help you learn how to manage your debt and improve your credit score. This will help make housing more affordable by lowering interest rates and eliminating fees. A housing counselor will also help you plan for expenses associated with home ownership, like repairs, maintenance and escrow adjustments.
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